Filing a claim for reimbursement.
We think you should see the right provider for your needs. So, no matter which provider you choose, we make the claim process quick and easy.
If you see a provider in our network, you don’t have to submit a claim. The provider will bill us directly. If your plan has coverage in the U.S. and you see a provider within the Blue Cross® and Blue Shield® PPO network in the U.S., you won’t need to pay upfront for care.
If you see a provider outside of our network, you can request Direct Pay from us before your appointment. With Direct Pay, we provide a guarantee letter to providers and hospitals outside the U.S. to cover your medical care abroad. This keeps you from having to pay at the time of service and file a claim to get reimbursed.
If you are unable to obtain Direct Pay before your appointment or the provider doesn’t accept it, you’ll need to pay upfront for your healthcare services and submit a claim for reimbursement.