Coverage for global living.
Easy access, endless support.
Authorized Agent:
BCBS Global Solutions
Authorized Agent: BCBS Global Solutions
When life takes your around the world, take our global health insurance with you.
When life takes you abroad, you need medical coverage that lets you say “yes” to the journey. If you’re away from your home country, you need comprehensive coverage that fits your unique needs. Whoever you are—whatever your global escapades—our plans give you the peace of mind to jump into your next adventure.
Worldwide Premier and Outside the U.S.
Are you moving or relocating abroad? Take our complete medical coverage with you. Our Worldwide Premiere plan covers your medical needs when you live outside your home country for at least 3 months a year. We’ve got your back with benefits like access to a large provider network and pre-existing condition coverage. Plans without U.S. coverage are also available.
Worldwide Crew
Medical coverage at sea is just as important as it is on land. If you’re part of a maritime crew at least 3 months a year, you need a complete plan to protect your health. Our Worldwide Crew plan offers smooth sailing with an unlimited annual and lifetime medical maximum and coverage that is primary to protection & indemnity (P&I) insurance.
Worldwide Non-Profit
Mission, volunteer and humanitarian work often happen in challenging places with limited medical and health resources. So, having a plan like ours is important. With benefits like coverage for pre-existing conditions and terrorism-related illnesses or injuries, our Worldwide Non-Profit plan lets you keep your focus on the mission, knowing we’ve got your healthcare covered.
Worldwide Education
When you’re a student or teacher living abroad, education is your focus. Complete medical coverage can help keep you healthy and in the classroom. With benefits like prescription, pre-existing conditions and medical evacuation coverage, our Worldwide Education plan lets you pursue your academic goals with confidence.
You’re more than covered, you’re cared for.
Before you go, you can plan with our pre-trip tools. While abroad, you’ll have access to high-quality care. And all along the way, you’ll have resources to support your whole health.
Frequently asked questions
Our plans meet all Schengen Visa requirements. If you are traveling to any of the following countries, you may need to apply for a short-stay visa and provide proof of insurance: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France and Monaco, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Litunania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
If you have one of our plans and need proof of insurance, contact us to request a letter from our Global Service Center.
National health insurance is health insurance that is paid for by a country’s government. It usually covers citizens and residents of a country.
If you are just vacationing or visiting for a short time, you may not be eligible or covered by national health insurance. If you get sick or injured, you can be left with a big bill. That’s why it’s important to protect yourself with a travel medical plan.
If you are moving to a different country, you might not want to depend on national health insurance. For example, you might have to wait a long time to see certain doctors. If you decide to go to another country or back home to the U.S., you will lose coverage. And if you need to be flown back home because of an injury or illness, you will have to pay out of pocket. Buying an international health insurance plan will protect your wallet and provide peace of mind that you can always get the healthcare you need.
Yes. Current health conditions and illness are covered under our plans for living abroad. For coverage to start right away, you’ll need to supply a letter from your previous health insurer that shows you were covered for at least 6 months.
If you didn’t have health insurance previously, you’ll need to wait up to 6 months for your current health conditions to be covered under our Worldwide Premier and Outside U.S. plans. This is called a waiting period. The waiting period for Worldwide Crew, Worldwide Education and Worldwide Non-Profit plans is 12 months.
If you had health insurance for less than 6 months, your waiting period will be shortened by the number of months you were previously covered. For example, if you had health insurance for 2 months, your waiting period will be shortened by 2 months from 6 months to 4 months.
Our Medical Coverage for Living Abroad plans are not guaranteed. This means that based on the information in your application, we may not be able to cover you. We’ll look at the details you provide, including your overall health. Your application may be accepted, accepted with a higher rate or denied.
We understand that life plans change. That’s why you can cancel your plan if you need to, without cancellation fees or penalties.
How to make a cancellation request
All cancellation requests must come from the primary insured by one of these methods:
- Via email at enrollment@bcbsglobalsolutions.com
- Or phone at 855 481 6647