Healthcare at your fingertips.

When you’re healthy, you can fully embrace your international experience. To reach those goals, you need a health plan that supports you. And you need the tools to make the most of it.

We give you the resources to maximize your medical coverage. Our digital tools let you see and manage your benefits, monitor your health costs and submit claims for reimbursement. We give you the ability to take charge of your care – all from the palm of your hand.

We’re always a phone call away if you need us. But we empower you to manage your care your way.

Review your benefits.

Your health plan contains many benefits. It’s a heavy lift to keep track of all the details. Let us do it for you. Our digital tools offer easy access to your benefits through our Member Portal and mobile app.

With a quick tap of your finger, you can see if your plan covers possible surgery, medication or specialty visit. We also take the guesswork (and surprises) from your health expenses. View your out-of-pocket cost before a visit. And you never need to wonder what benefits you’ve used during the year. We keep a running list of the services you’ve used.

Keep your ID cards handy.

Presenting your member ID card is a standard part of any doctor’s visit. But it’s easy to misplace—especially if you don’t keep it in your wallet or bag. With our electronic ID cards, you don’t have to worry about showing up to the doctor without proof of insurance. Through our Member Portal and mobile app, you’ll have immediate access to the ID card when you need it, wherever you are.

Submit a claim your way.

We make submitting a claim quick and simple. Skip the paperwork. Instead, submit an eClaim through our Member Portal or mobile app. With just a few taps, the claims process has never been faster, smoother or more convenient.

Request service when you need it.

Finding care when working or studying abroad can be complicated and confusing. We’re here to help. Use our digital tools to submit a service request and find the care you need for non-emergency situations. Search for a medical specialist, find mental health support for yourself or a loved one, find the local name for a medication you take regularly. You have the necessary tools at your fingertips.

If you need more help, don’t hesitate to ask. Expert team members in our multilingual service center are available around the clock, wherever you are in the world.