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Individuals and Families

International health insurance plans.

For travel and living abroad.

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    Authorized Agent:

    BCBS Global Solutions
    Authorized Agent: BCBS Global Solutions
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    Why international medical insurance matters when you travel or live abroad.

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    Middle aged white woman with blonde hair and a middle aged man holding hands smiling walking on a beach at sunset

    When you’re outside the U.S., your domestic health plan may not provide coverage. International medical insurance helps you access care, manage unexpected medical needs, and stay protected wherever you go.

    Healthcare systems vary by country. Finding care abroad can be difficult, especially if you don’t know where to go. Without the right coverage, you may need to pay for services upfront or manage care on your own.

    International medical insurance connects you to trusted providers worldwide. It helps you find care, understand your options, and manage costs outside your home country.

    With Blue Cross Blue Shield Global SolutionsSM, your coverage supports how you travel and live. Our plans include digital tools and personal support, so you can access care and get help when you need it.

    So go ahead. Say “yes” to the journey.

    BCBS Global Solutions (formerly GeoBlue) takes care of you while you take on the world.

    Global access to care with international health coverage.

    Getting care abroad should be simple. Our international health coverage connects you to trusted providers in more than 190 countries and helps you navigate unfamiliar healthcare systems with confidence.

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    Young African American woman in a green jacket and her Caucasian husband in a blue grey jacket and their two children smiling for a picture on vacation in the golden sunlight
    • Global provider network: Access care worldwide through Blue Cross® Blue Shield® in the U.S. and a large direct billing network abroad.
    • Digital tools for care abroad: Help members find care, look up medicine equivalents, use Direct Pay and get news and safety alerts. And unlimited telemedicine visits!
    • 24/7/365: Unmatched service support to answer questions, set up care and make things easier for members.
    Why we’re the right choice

    International health insurance plans for every type of traveler.

    Not all international travel looks the same. Some trips are short, others span months or years. Our plans are designed to match how you travel, whether you’re taking a single trip, traveling often, or living abroad.

    Single Trip International Travel Medical Insurance

    Taking one trip abroad? This plan provides coverage for unexpected medical needs during your journey.

    • For an international trip of up to 182 days
    • Ideal for international leisure, missionary or business travel
    • Plans with up to $1,000,000 in coverage with $0 deductibles available

    Multi-Trip International Travel Medical Insurance

    Traveling multiple times a year? This plan covers all your trips abroad with one policy.

    • For an unlimited number of international trips within a 365-day period
    • Ideal for frequent international travelers
    • Worldwide coverage outside the U.S.

    Expat Health Insurance for Living Abroad

    Planning to live internationally? This plan supports long-term health coverage needs.

    • For individuals and families who will be outside their home country for at least 3 months a year
    • Options made just for students, maritime crew and non-profit workers
    • Comprehensive international coverage with the choice to include U.S
    See our plans
    9,550+ Reviews in ResellerRatings

    “The customer service I received was above and beyond anything I have experienced with an insurance company. It was great being treated as if I were the only customer they had.”

    Glennis H.

    “Excellent experience! Little waiting, helpful customer service, lovely caring doctor. The app worked great! This is the first time I have bought travel health insurance and thank goodness I did! Super impressed!”

    Nancy 

    “They kept me safe and healthy while traveling in Europe. I unfortunately got sick and had to go to the hospital during my stay, but they arranged for all my medical care and covered all my expenses. Their customer service truly surpassed all my expectations. Best travel insurance ever!”

    Natalia A.

    “Comprehensive coverage at a fair price with impeccable customer service and convenience? Yes please!”

    Natalie S.

    “We used it twice overseas and it went smoothly and got to the right and good doctors and facilities.”

    Aviel F.

    “Great customer service. Payment guarantee letter was accepted by non-network hospital, no cash required up front, which is very rare from our experience in Mexico.”

    Stephanie L. D.

    “Had a COVID appointment set with a network doctor here in Stockholm and authorization to pay was sent with a phone call. The doctor told us this company is very easy to work with.”

    GentleSwift-45519

    “Easy to communicate with, covered everything I needed, making an appointment was easy, overall everything was very easy and fast, which was exactly what I needed.”

    Rylee J.

    “The fact that they recognized the Blue brand made it very, very nice for us in Canada. I’ll never leave because the service was marvelous. And the people I dealt with were great.”

    Jim

    “It was a matter of hours going from being overwhelmed with concern … to feeling like we’re in good hands and it’s going to be OK.”

    Mercer

    “They are a wonderful company. I had an injury that required ICU and surgery, they responded helping to deal with the hospitals and doctors. Less stress in the time of need.”

    James K.

    “The representative whom I talked to was extremely friendly and helpful. And I was able to get my MMR shot after talking to the representative, free of charge, all covered by my insurance! Incredible services and great coverage!”

    Danni Z.
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    International health coverage with support every step of the way.

    Young Caucasian man in a white and blue t-shirt and a Caucasian woman in a white shirt smiling in front of the Eifel Tower on a sunny day

    International health coverage goes beyond medical benefits. You need support before, during, and after your time abroad. Our plans are designed to help you prepare, access care, and manage your health wherever you are.

    • Before you travel: Get ready for your trip with resources that help you plan ahead and understand your coverage before you go.
    • While you're abroad: Access care through a trusted global network with support to help you find providers and navigate local healthcare systems.
    • Ongoing support for your health: Stay supported throughout your journey with tools, guidance, and assistance to help manage your care and well-being.
    Explore the member experience

    Frequently asked questions

    Everyone! If you are going outside of the U.S., you should really protect yourself with a travel medical plan. Relying on your regular insurance could leave you with a large bill if you get sick or injured. Our plans protect every type of travel, from a spring break vacation in the Caribbean to a business trip to Tokyo. Planning to move to another country? We have a plan for that too! Find out more about all of our plans!

    With our single-trip plan, a trip can be as short as one day or as long as 182 days. The minimum charge is for 7 days. With our multi-trip plans, you'll be covered for an unlimited number of trips within 365 days. Multi-trip plans cover the first 70 days of each trip.

    Staying abroad for longer than a year? We have long-term health plans with comprehensive coverage. These plans can be renewed every year as needed.

     

    No. You need to buy our travel medical plans before you leave on your trip. You can buy a plan up to 1 day before you leave. For single-trip plans, you may request a policy extension or a one time consecutive re-enrollment while overseas.

    You can use the Provider Finder in the Member Portal or mobile app to search for doctors and hospitals. It shows their profiles and contact details so you can choose the best one for your needs. The app is free to download from the Apple® App Store® or Google PlayTM store.

    Once you book your visit, many doctors in our network can send us your bill directly, so you won’t have to pay upfront. If you need help, just call the number on the back of your ID card.